Federal Programs

Federal Unemployment Programs

Beyond your state's regular UI, federal law creates additional rights, benefits, and programs. Most workers don't know these exist until it's too late to use them.

How federal programs interact with state UI

State unemployment insurance is the first layer — it runs for up to 26 weeks in most states (12 in Florida, 30 in Massachusetts). Federal programs either supplement this (Extended Benefits, WARN Act back pay), replace it for workers not covered by state UI (PUA-style disaster programs), or add training and relocation support on top (TAA).

For most layoffs, the most valuable federal program to know is the WARN Act — it can mean up to 60 days of back pay if your employer conducted a mass layoff without proper notice. Many workers who were part of large tech or manufacturing layoffs have unclaimed WARN Act rights.

Check WARN Act eligibility →